Everyone should have a plan for long-term care. And with Americans living longer than ever, this could mean needing some extra help with everyday activities as you age. The benefits of long-term care insurance go beyond what your health insurance may cover by reimbursing you for services needed to help you maintain your lifestyle if age, injury, illness or a cognitive impairment makes it challenging for you to take of yourself. Long-term care may benefit:
Families who want to help protect their loved ones, lifestyle and assets.
Retirees and Pre-Retirees wanting to preserve the money they have worked so hard to save.
Individuals who may not have someone to care for them or significant assets to pay for these costs.